OptimumBank Holdings (NYSE American: OPHC) announced the formation of OptimumFunding LLC, a wholly owned subsidiary established to support a new HUD and FHA lending initiative and expand the company’s commercial real estate capabilities. The new platform will offer bridge-to-HUD financing and FHA- and HUD-insured loan origination focused on skilled nursing, senior housing and multifamily properties, building on the company’s existing healthcare and real estate lending expertise. In connection with the launch, the board approved a dividend to the holding company, which authorized a capital investment into OptimumFunding to support initial operations, with management stating the initiative is designed to diversify revenue streams, enhance long-term profitability and provide borrowers with an integrated financing solution from bridge through permanent government-insured execution.
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About OptimumBank Holdings, Inc.
OptimumBank Holdings, Inc. is the corporate parent company of OptimumFunding and OptimumBank, formed in 2004. OptimumFunding was founded in 2025. OptimumBank was founded in 2000 in Ft. Lauderdale, Florida. Our customers found a bank that is strongly service oriented with reasonable fees, unseen at larger financial institutions. OptimumBank is committed to supporting economic development and social progress through responsible banking and community partnerships. OptimumBank’s business and financial solutions include: Business Banking, Business Lending, SBA Lending Solutions, Treasury Management, and Personal Banking.
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